Tuttle Insurance Rat causes R154,000 damage to Porsche

Lots of awful things can happen to a car - crashes, hijackings, hailstone damage, break-ins, flooding - but few people who take out insurance consider the destructive power of rats.

From chewing on essential wiring to building nests and hiding food inside the engine, a nesting rat with a taste for wiring insulation can be quite the wrecking furball.

When Micheal Maeso of Mount Edgecombe, KwaZulu-Natal, took his prized Porsche Carrera 4S Cabriolet on a spin recently, just three weeks after a full service was done, he noticed the oil pressure gauge wasn’t working.

Back to the Porsche dealership the car went, and that’s how the resident rat, and the damage it had caused before it died, was discovered.

“I was horrified,” Maeso said, “but I suppose living in areas that were previously cane fields, these things happen.”

The repair bill was a hefty R154,000. Luckily for him, his claim was settled by his insurer, Hollard, via his broker, TIB Insurance Brokers.

“My house has been fumigated now and I will make sure the car is armed with rat poison and anything else that Porsche recommends,” Maeso said.

His insurance policy covers damage by animals, excluding domestic pets. So rat damage is covered, but any scratching, biting, chewing or soiling by dogs and cats is not.

Image © Marino Performance Motors

tuttle insurance Appreciating the hero complex

The death of James Small is a reminder that sports stars should only be judged for what they achieve on the field of play, writes former Bok STEFAN TERBLANCHE.

I don’t even know where to begin after a very emotional time, saying goodbye to one of our 1995 World Cup heroes and, more importantly, a friend and brother to us all: James Small.

To many of us, James was much more than just a rugby player and his death was met with heartache and tears, while also sparking much debate, articles and speculation about his life away from the rugby pitch.

I have often been criticised for my view that rugby players, and any other sportsperson for that matter, sign up to play sport purely for the love of it.

Many of the extras thrust on to these players are completely uncalled-for and most sportspeople are not capable of dealing with them. As fans and supporters in South Africa, we are constantly looking for feel-good stories and people who we can look up to, even though the real heroes and superstars are all around us in everyday life.

There is the mom who lost her husband, now left with two young children and no life insurance. The teacher who collects one of his pupils in the township every day on the way to and from school. The security guard at the gate who gets up at 3am, gets to work before everyone else, and greets us with the biggest and warmest smile even though we are ‘too tired’ to even raise our hand or nod our heads to greet them. In my book, these are the real heroes.

So often, and through no fault of their own, we put sports stars on a pedestal, not because of their sporting talents but because of our own circumstances and shortcomings. When they fail, we judge them according to our own double standards; we react and criticise because it reflects badly on our own choices and judge of character. We don’t need to name these sport stars as we have seen many of them in the past, and trust me when I say we will see many more in the future.

The heroes and people we need to aspire to emulate and look up to are around us: they are in our communities; at the rugby club where we have a drink every Friday or Saturday afternoon; at school where we drop off our kids every day.

We don’t need to look at sport stars and celebrities to inspire us and we should only celebrate their performances and special talents in their fields of play.

Please don’t get me wrong, as for not one moment would I put myself in the celebrity sphere of a James Small or a John Smit, but at some stage in my career I was seen as a hero to not only a young child, but also to some adults and people much more successful
in life than I would ever be.

I can tell you right now I wasn’t the right person for that job and many other sport stars, current and former, don’t fit the bill either. That doesn’t make them bad people at all, just not the right people.

We should understand and learn the difference between sport heroes and real heroes and become the people we would like these stars to be; not only for our own well-being but also for those closest and dearest to us.

Celebrate and respect them for what they achieve on the field, that’s all.

*Terblanche is a former Springbok who earned 37 Test caps. He is now the CEO of the SA Rugby Legends Association and will serve as a member of World Rugby’s judicial committee at the 2019 World Cup. His column was brought to you by Tuttle Insurance Brokers.

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The 5th edition of the York timber enduro was another huge success in the small town of Sabie. The event is like no other on the south African mtb calendar and incorporates the best aspects of mountain biking into 4 days of trails and fun. York Timbers is a JSE listed company based in Sabie town and employs over 5000 individuals across the country. The enduro event showcases the area and brings much needed revenue to the town during the event, besides the direct impact of the event a legacy of the development and 500 Qubeka bikes is another positive felt across the board.

The format of the event is similar to a PRO-AM in the golfing world where 30 professional mountain bikers are teamed up with 30 invited corporate teams of amateurs. Points and times are allocated to each team over the 4 days with the major focus being placed on team work and the accumulated time of each member of the team is tally'd up. The timed stages were:

13 x Enduro stages
1 x XCO race (1 hr)
1 x time trial stage (8.5km)
2 x DH runs
1 x Short course XCO relay
1 x Dual Eliminator

My team was one of the most experienced in that we had Mannie Haymans, Erica Green, Vincent Durand and Sean Badenhorst. All of whom are legends in there own right in the MTB industry. This really made my weekend super enjoyably and we finished 6th overall whilst have a lot of fun along the way.

The focus of the event was all about teamwork and having fun doing what we enjoy most "riding our bikes" and I'm really happy to have been part of it all.


Words by Andrew Hil
Photo's neilkleb.co.za

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The illovo Eston has become some what of a legendary race in the KZN region attracting well over 3000 participants to the Eston Farmers club on a Sunday morning. The timing is just after the winter doldrums and you find people will come out of the cold to enjoy the sun and clear weather usually experienced. The extra motivation has some rewards as the routes traverse the tala game reserve and the insingisi nature reserve before doubling back to the Eston Farmers club.

The KOM comes in early in the race and knowing the pace would be high between the two XCO riders i sat on the back of the group and kept the pace as Julian and Stuart slowed down to catch their breath.

Game Plan Media writes:
After the King of the Mountain climb the pair was joined by Andrew Hill (TIB Insurance) and they worked together for most of the race, until the leading trio inadvertently took a wrong turn, with about 6 kilometres to go.

"It was at a rough river crossing and I think we all went on last year's route instead of following the markers," said Hill. "When we realised the mistake, we all turned back together. Luckily no-one else had gone through ahead of us."

Hill, the winner of the recent Imana Wild Ride, suffered the most from the unplanned detour, as he punctured and fell off the front bunch.

The puncture arrived at just he wrong time as we were just about to hit the fast flattish section of the race before the finish line. I knew I wouldn't be able to bridge the gap with two of them riding hard to try and dislodge the other. This resulted in me finishing 1 minute off the sprint for 1st.
 
Overall Results
60km Illovo Eston MTB Marathon
1.Stuart Marais 2:30:46
2.Julian Jessop 2:30:54
3.Andrew Hill 2:32:04

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The Port Edward Sardine Classic is one of the first races I ever attended way back when I first started riding a bike, and has been the stalwart of the mountain biking on the south coast for a number of years. Burry used to race it every year and I remember the proud moment of standing on the podium next to him on one occasion. The race definitely has its special place in my racing palmare's and I was really happy to be able to head down the KZN south Coast for another edition of this great event.

The route always has had some climbing, which is hard to avoid when you start at sea level and head up to the real gem of the track, Clear water trails bike park. The bike park is one of the original bike parks in South Africa and has an amazing network of trails setup for the race. The organizers often open up trails that haven't been used before or ride section of trail in reverse just for the race. This makes the race route fresh and something you cant just go do outside of the event. the normal tracks and old favorites were included but with over 18km of just single track in Clear waters park the race was definitely suited to the XCO riders. I was with a small group of riders who got into an early break from the start. We set a consistent hard threshold pace on all the initial sections of track, I put some hard short attacks in on each corner and the kicker climbs to see who would respond. I kept the pace consistent in between the kicks up till 15min of riding then put in a hard effort to dislodge the two other riders on my wheels. It was a tough effort to maintain the pace by myself but I could get some time splits when the track doubled back on itself and i could see the guys 40sec to 50 sec off my tail. This gap maintained all the way up till the 25km mark but after the beginning of Clear Water Trails I couldn't see them any more.

I managed to claim another win which really bodes well as I head into a block of training down the wild coast in preparation for the Imana Wildride starting later this month from Kie Mouth to Umgazi river 4 days later.

Tuttle Insurance Rat causes R154,000 damage to Porsche

Rat causes R154,000 damag…

Lots of awful things can happen to a car - crashes, hijackings, hailstone damage, break-ins, flooding - but few people who ta...

Read more
tuttle insurance Appreciating the hero complex

Appreciating the hero com…

The death of James Small is a reminder that sports stars should only be judged for what they achieve on the field of play, wr...

Read more
Andrew Hill TIB Team Rider

TeamTIB 2017 - York Timbe…

The 5th edition of the York timber enduro was another huge success in the small town of Sabie. The event is like no other on ...

Read more

About TIG Holdings

Tuttle Insurance Brokers is a company of the TIG Holdings Group.

TIG Holdings is an investment holding business with strategic investments in a range of insurance intermediary and related businesses.

We at TIG Holdings believe that with all the changes in financial services and the insurance industry in particular, that it was time for a new approach. Our business is built around a collection of owner-managed companies, actively seeking growth opportunities by providing succession plans, exit strategies or improved administration efficiencies to independent brokers.

Authorised Financial Services Provider FSP No.5950. ©2019 Tuttle Insurance Brokers. All Rights Reserved.

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